Travel Insurance Facilities (We) are committed to protecting and respecting your privacy.
What we collect from you
We may collect and process the following data about you:
Information you give us. You may give us information by filling in forms on our site www.travelinsuranceexplained.co.uk (our site) or by corresponding with us by phone, email or otherwise. This includes information you provide when you register to use the customer area of our site, seek a quote, participate in our medical screening process, take out a policy with us, participate in discussion boards or other social media functions on our site, leave a testimonial and/or star rating on our site, enter a competition, participate in a promotion or survey, update or change your policy, reprint your policy, submit a claim, make an ‘e-claim’, cancel your policy and when you report a problem with our site. The information you give us may include your:
If you are the lead traveller on a policy you are taking out on behalf of a family, couple or group, by taking out the policy you are representing to us that you have obtained the other travellers’ permission to pass their information to us.
Information we collect about you. With regard to each of your visits to our site we may automatically collect information such as:
Information we receive from other sources. We may receive information about you if you use any of the other websites we operate or the other services we provide. In this case we will have informed you when we collected that data that it may be shared internally and combined with data collected on this site. We are also working closely with third parties (including, for example, business partners, sub-contractors in technical, payment and delivery services, advertising networks, analytics providers, search information providers, credit reference agencies) and may receive information about you from them.
What we do with the information we gather
We use information held about you in the following ways:
Information you give to us. We will use this information:
Information we collect about you. We will use this information:
Information we receive from other sources. We may combine this information with information you give to us and information we collect about you. We may us this information and the combined information for the purposes set out above (depending on the types of information we receive).
Online Advertising we use. We use Google Analytics’ and other similar companies' third-party audience data such as age, gender and interests to better understanding the behaviour of our customers and work with companies that collect information about your online activities to provide advertising targeted to suit your interests and preferences. For example, you may see certain ads on our site or other websites because we contract with Google and other similar companies to target our ads based on information we or they have collected, including information that was collected through automated means (such as cookies and web beacons). These companies also use automated technologies to collect information when you click on our ads, which helps us to track and manage the effectiveness of our marketing efforts.
Disclosure of your information
We may share your personal information with any member of our group, which means our subsidiaries, our ultimate holding company and its subsidiaries, as defined in section 1159 of the UK Companies Act 2006.
We may share your information with selected third parties including:
We may disclose your personal information to third parties:
Dealing with other people. It is our policy to deal with your spouse, partner or parent who calls us on your behalf, provided they are named on the policy or are able to supply two of the following pieces of information: your policy number, date of birth and postcode. If you would like someone else to deal with your policy on your behalf on a regular basis please let us know. In some exceptional cases we may also deal with other people who call on your behalf, with your consent. If at any time you would prefer us to deal only with you, please let us know.
Security and where we store your personal data
We are committed to ensuring that your information is secure. All information you provide to us is stored on our secure servers. Any payment transactions will be encrypted. Where we have given you (or where you have chosen) a password which enables you to access the customer area of our site, you are responsible for keeping this password confidential. We ask you not to share a password with anyone.
Unfortunately, the transmission of information via the internet is not completely secure. Although we will do our best to protect your personal data, we cannot guarantee the security of your data transmitted to our site; any transmission is at your own risk. Once we have received your information, we will use strict procedures and security features to try to prevent unauthorised access.
A cookie is a small file which asks permission to be placed on your computer's hard drive. Once you agree, the file is added and the cookie helps analyse web traffic or lets you know when you visit a particular website. Cookies allow web applications to respond to you as an individual. The web application can tailor its operations to your needs, likes and dislikes by gathering and remembering information that you supply about your preferences.
We use traffic log cookies to identify which pages are being used. This helps us analyse data about web page traffic and improve our site in order to tailor it to customer needs. We only use this information for statistical analysis purposes and then the data is removed from the system.
Overall, cookies help us provide you with a better website, by enabling us to monitor which pages you find useful and which you do not. A cookie in no way gives us access to your computer or any information about you, other than the data you choose to share with us. You can choose to accept or decline cookies. Most web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. This may prevent you from taking full advantage of our site.
Links to other websites
Controlling your personal information
We will not sell, distribute or lease your personal information to third parties unless we have your permission or are required by law to do so.
You may request details of personal information which we hold about you under the Data Protection Act 1998, for which a small fee will be payable. If you would like a copy of the information held on you please write to the address provided below. If you believe that any information we are holding on you is incorrect or incomplete, please write to or email us as soon as possible, at one of the addresses provided below. We will promptly correct any information found to be incorrect.
You may choose to restrict the collection or use of your personal information in the following ways:
The Data Manager,
Travel Insurance Facilities,
1 Tower View,