Adventure Holidays

The most important thing to consider when booking an adventure holiday is your budget. Some activities and excursions can be pricey so if you are looking to cram as much in as you possibly can, setting a budget will help you to short list those ‘must do’ activities.

Make sure you pick a suitable destination. Do some research beforehand based on the activities and adventures you want to try – some countries will offer everything you’re after, whereas others may not. For wildlife why not head to Africa? If you fancy trying your hand at water sports then Australia is the place, and for trekking there’s Europe.

Before heading off, consider your fitness level as activities such as cycling, trekking, climbing and white-water rafting all require physical strength and stamina. It may be a good idea to do some training or hit the gym beforehand if you are considering taking part in a strenuous activity.

So how long should you go for? An adventure holiday can be one week or five weeks, depending on your plans, destination and budget. If you are planning on travelling for a longer period of time we recommend you make sure you purchase a suitable travel insurance policy.

Once you have your tickets booked, it’s time to look at travel insurance. There are hundreds of different policies out there and scouring through them can be time-consuming, but that doesn’t mean you should just buy based on price – you need to ensure you are buying a policy that will cover your needs.

For those who are planning a week or two away, it will be best to purchase a single trip policy, however if you plan on taking a longer trip that lasts a couple of months or more it may be more cost effective to purchase a Longstay policy. If you prefer taking multiple trips rather than one extended holiday, then don’t forget, you can also take out a multi-trip policy which will cover you for an unlimited amount of trips back and forth from the UK throughout a 12-month period. However, beware if you have an annual multi trip policy, there will be a limit on the length of holiday you can go on, it’s normally a maximum of 31 days, but a few policies will have a maximum trip of 45 days, so it could be worth looking around.

Don’t forget to make sure your policy has the appropriate medical cover too. If you become unwell whilst climbing a mountain like Ellie, you may need to be airlifted off, which can be very costly without the right level of cover.

Once you have found a travel insurance policy to suit your destination, duration and individual needs you will need to check if your proposed activities are covered. Many travel insurance policies will cover a handful of activities as standard with the option to pay an additional premium to cover those that are slightly more adventurous

Top Tip

Pick a travel insurance policy which will allow you to add cover for activities when you’re on holiday – perfect for making sure you are covered for those spontaneous moments. Be sure to check this with your travel insurance provider before clicking buy!

It is worth bearing in mind, policies that include standard activities could have restrictions on the height you can climb or the depth you can dive (for example, the standard activity pack may only cover you to climb up to 1,000m), so it is important you make sure you select the correct cover or activity pack. Check these details when booking your excursions and activities prior to buying your travel insurance.

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