Winter Sports Holidays

Winter Sports Holidays are a great way to enjoy beautiful scenery and try many activities such as skiing, snowboarding and of course relaxing in front of a log fire. Joe and Ellie first met on a skiing holiday, but their blossoming romance was almost thwarted by their experiences on the piste. Would your travel insurance have covered you if you were in their shoes?

Watch their adventures and ask yourself ‘Does my policy cover me for that?’

Top Tips

Protect your Ski Equipment

Ski equipment can be expensive and many people tend to purchase their own before heading out on a Winter Sports holiday, the last thing you want at the top of the mountain is to realise your skis have been stolen. If you hire your skis, you could have to pay a fee if your skis have been stolen or lost.

Top Tip

Always put your ski’s in a designated ski rack. To be extra safe swap your skis in the rack with a friend, this will help you to put off potential thieves…just don’t forget where you left them!

Alcohol at Altitude

Remember, alcohol measures abroad vary and tend to be far more generous, and also it’s worth bearing in mind that there is less oxygen in the air at higher altitude. Since alcohol inhibits the absorption of oxygen into the blood, this combination is likely to leave you feeling dizzy, and you’ll get that drunk feeling a lot quicker than you usually would. Keep this in mind if you find yourself in a bar at the top of a mountain.

Top Tip

Avoid drinking alcohol at the top of a mountain – follow in Ellie’s footsteps and have a hot chocolate instead! Altitude could also mean increased usage of inhalers for those with respiratory conditions so make sure you have adequate supplies.

Skiing Outside the Ski Resort (Off Piste)

Many travel insurance policies won't cover you for skiing in areas that are outside the ski resort (aka off piste). Many avid skiers and snowboarders tend to look for adventure when on a Winter Sports holiday so if this sounds like you, you might want to check that you have the correct cover under your travel insurance.

Top Tip

Skiing outside the perimeters of the resort could leave you without cover, unless stated otherwise in your policy wording. Ensure you have the correct cover and if you are concerned, check your travel insurance policy or contact your travel insure provider.

Search and Rescue

Most policies will cover emergency evacuation off the mountain if you are injured. However, the cost of search and rescue would not be covered as standard if you become lost whilst skiing or snowboarding outside the ski resort (aka off piste). Are you planning on exploring outside the resort? Best to check if you would be covered or not.

Top Tip

If you are thinking of skiing outside the ski resort look for specialised cover for search and rescue or that the country you are visiting offers it to UK citizens as part of their emergency services. These costs are generally not cheap, so to avoid these costs, ensure you have the correct cover when you buy your policy.

Personal Liability

Accidents happen on the slopes all the time, sometimes an innocent crash where no one is hurt and no equipment is damaged but sometimes this isn’t the case. If you are ever in an accident on the slopes it is important to remember to not admit responsibility – liability could go either way.

Top Tip

There is a ‘ski code’ meaning that if you collide with another skier or snowboarder you should remember the 3 golden rules – do nothing, say nothing and pay nothing and ensure you contact your insurer immediately for more advice on the next steps.

Fit for Discharge from Hospital vs. Fit to Fly

Fit for discharge from hospital is very different to fit to fly, whether it is by air ambulance or commercial airline. For example, it may not be the best option to travel straight after surgery or with a freshly broken bone. This is because there is always the risk of thrombosis (clotting of the blood in a part of the circulatory system) when flying.

Top Tip

You’ve heard the phrase ‘it’s better to be safe than sorry’? this couldn’t be truer when looking to fly after sustaining an injury. The high altitudes you’ll experience while flying can increase your blood pressure. Always follow doctor’s advice and seek advice from the travel insurance assistance company as they will be the expert in situations like these.

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