Top Tips

We understand that travel insurance can be confusing so we have highlighted the key top tips to keep in mind when it comes to purchasing your travel insurance.

Make a Note

Top Tip

Always make a note of your travel insurance policy number and the emergency assistance telephone number. Keep a copy in your phone and your wallet. That way, if you need help, you know exactly who to contact straight away. Also, leave a copy of the policy and important phone numbers with family or friends.

Check your Excess?

Top Tip

Almost 1/3 of us don’t know if we have to pay a part of the costs, should we need to make a claim on our travel insurance. Unless the policy states otherwise, when making a claim the excess is taken off per person, per claim.

Keep your Belongings Safe

Top Tip

Just like at home keep an eye on your things, do not to leave your wallet or that expensive mobile on the beach while you go for a swim. Leave your possessions in a locked safe or on you to ensure you cover remains valid, in the event that your possessions are stolen or lost. You will not be covered if you leave your wallet unattended on the beach.

Unused Activities

Poor Ellie! She was affected by altitude sickness and couldn’t take part in the rest of the last two days of the adventure.

Top Tip

If you are taken ill or injured during your trip and unable to take part in any of the activities you have already booked and paid for, you could be out of pocket. Check that you travel insurance will cover you for these costs.

Check the Terms and Conditions

Top Tip

There’s no such thing as a ‘one size, fits all’ travel insurance policy – everyone’s needs are different. Boring as it might seem, it does pay to read your policy – so that you know what is, and what is not covered. Does the policy give you the cover you want?

Get your EHIC if travelling in Europe

Top Tip

It is always sensible to have a European Health Insurance Card (EHIC) as it allows you access to free or reduced cost local healthcare when travelling in a European country. The EHIC is free and can be purchased through gov.uk/European-health-insurance-card. Remember though that an EHIC is not a replacement for travel insurance

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